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SmartRate Checking

With 1.00% APY on balances up to $10,000, this is one smart way to feel good about your money. Learn More
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We're Here to Business

We offer a variety of products and services designed for small businesses. Our small business specialists can help you take advantage of what will work best for you. Learn More
Introducing MyCapeRewards! Get rewarded just for using your debit card. Image of woman online shopping from home with her debit card and various gift cards pictured from merchants like Starbucks, Target, Amazon, etc. LEARN MORE Snowy Owl perched on rocks. 2023 Grand Prize winner of our Annual Photo Contest The 12th Annual #MyCapeCod Photo Contest LEARN MORE Send us your best photos for your chance to be featured in our 2025 Community Calendar and win a VISA® Gift Card! 2024 Grand Prize Winner
Salty Jones
Snowy on the Rocks, Sandwich
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World Class Financial Services Here on The Cape.

All the Resources You Need to Manage Your Personal or Business Finances.

A Positively Different Banking Experience

From Cape Codders just like you.

Since 1921, we’ve been doing business on the Cape. Our board members and bank executives are Cape Codders. Our bankers know the Cape and understand this marketplace. Decisions are made right here on Cape Cod, not in Boston, Charlotte, Toronto, or Europe. If you need to talk with us, we’re here and we’re listening…from the CEO on down the line. With branches from Falmouth to Harwich, our team of local professionals provide a positively different approach to local banking for individuals, families, businesses, and municipalities. We welcome the opportunity to help you with your banking needs, and look forward to working with you. We think you’ll appreciate our positively different approach.