Financial Calculators

Explore our financial calculators and take control of your financial future with The Cooperative Bank of Cape Cod. Below are easy-to-use financial calculators to help you navigate your financial journey with confidence. Whether you’re planning a budget, saving for a major purchase, or evaluating loan options, our calculators offer insights and comparison tools to keep you on track. We’re committed to empowering you with the knowledge and resources you need to make informed financial decisions.

Mortgage Calculators

Whether you’re a first-time homebuyer, considering refinancing, or exploring your mortgage options, our suite of calculators provides the insights you need. Explore the calculators below to estimate monthly payments, compare loan terms, calculate amortization schedules, and understand how much you can afford. We’re here to help you make informed decisions about your mortgage journey with The Cooperative Bank of Cape Cod. After reviewing the calculators, should you have any questions, please reach out to one of our Mortgage Originators.


Calculate a Mortgage Payment

Rent or Buy?

Proceeds from Sale of a Home

Home Affordability

Compare Two Mortgage Loans

Adjustable-Rate Mortgage Analyzer

Time to Refinance?

Calculate Home Closing Costs

Compare a Bi-Weekly Mortgage to a Monthly Mortgage

Debt-to-Income Calculator

Down Payment Calculator

Loan Amount Calculator

Equity Calculators

Explore how you can unlock the potential value in your home for renovations, debt consolidation, or other financial goals with our Home Equity Calculators. Should you have any questions, please reach out to one of ourMortgage Originators.

The Equity in Your Home

Calculate a Home Equity Loan Payment

Calculate a Home Equity Line of Credit Payment

Using Home Equity for a Major Purchase

Home Equity Loan or Line of Credit?

Consolidating Debt with Home Equity

Paying Off a Home Equity Loan or Line of Credit

Savings Calculators

Whether you’re saving for a specific event, building an emergency fund, planning a vacation or retirement, our calculators offer the guidance and insights to keep your financial goals on track.

The Impact of Saving More

The Benefits of Compounding

Save for College

Save to be a Millionaire

What Will My Savings Be Worth?

Save Towards a Goal

Save for a Rainy Day

Compare Two CDs

Calculate Your Savings at Maturity

Retirement Calculators

Our retirement calculators will help you estimate your future needs, set achievable savings goals, and savings goals to ensure you enjoy your golden years with peace of mind.

How Long Will My Retirement Savings Last?

401(k) Calculator

Traditional 401(k) or Roth 401(k)?

Retirement Income Estimator

Spend It or Invest in an IRA?

Estimate Social Security Benefits

Save for Retirement

Debt Calculators

Our debt calculators help you understand your debt, develop a repayment plan, and explore strategies to become debt-free.

Debt Consolidation

Make Bi-Weekly Payments

Meet a Debt Payoff Goal

How Long Will It Take to Pay Off a Credit Card?

Use a Lump Sum to Pay Down Debt

Are Credit Card Balance Transfers Worth It?

Increase Your Monthly Payment

Calculate a Loan Payment

Budget Calculators

Use our budgeting calculators to create a personalized budget, track your spending, and find ways to save for the things that matter most to you.

How Much Am I Spending?

Balance Your Checking Account

Household Cash Flow Tracker

Spare Change

Calculate Your Net Worth

Save or Pay Off Debt?

Keep Working or Stay at Home?