With fixed and adjustable-rate mortgages and a robust portfolio of unique loan programs, we’re sure to have solutions that will help you achieve your goals! We offer a fast and easy online application, and our team of experienced residential mortgage loan officers will work with you to find the right loan for your specific needs. We also offer options that feature low to no down payments, discounted interest rates, government-backed loan programs and more flexible underwriting standards.
Loans are subject to credit approval.
Contact one of our lenders today for a personalized rate quote!
Offering a consistent payment for the life of the loan, our fixed rate loans are offered in various terms including “odd-terms”, meaning you can refinance to take out equity or lower your interest rate without extending the life of your mortgage.
Adjustable Rate Mortgages
Boasting low interest rates, our adjustable rate programs have periodic and lifetime caps. We offer special loan products designed to fit the needs of people living, working, and playing on Cape Cod and the Islands.
Whether you’re purchasing for the first time, refinancing, or buying a new home, the FHA mortgage program offers flexible terms. This loan is backed by the Federal Housing Administration (FHA) and offers expanded underwriting guidelines and low interest rates to help you buy a home or make your current home more affordable.
VA Loan Program
If you’re a veteran or a member of the armed forces, your service may qualify you for the VA Loan Program. The VA loan features exceptional terms, including a 0% down payment1 and no monthly mortgage insurance.
First-Time Home Buyers Programs
We offer a variety of mortgage programs for first-time home buyers. that feature low down payments1, discounted interest rate, reduced mortgage insurance, and government backed loan programs and more flexible underwriting standards.
Cape Cod & Islands Resident
If you do not own a house on the Cape but live here year-round, or are relocating to work for a Cape Cod & Islands-based employer, you may be eligible for a low down payment1, discounted interest rate, reduced mortgage insurance and more flexible underwriting standards.
If you, or at least one borrower, are a full-time employee of a following sector – public safety, law enforcement, fire, education, social services, municipal employee, nonprofit organization, or health care – you may qualify for a low down payment1, reduced mortgage insurance, and discounted interest rate for a primary residence purchase.
Dare to dream big! We offer adjustable- and fixed-rate loans for mortgages exceeding $726,200.