Positively Different Mortgage Choices
With fixed and adjustable-rate mortgages and a robust portfolio of unique loan programs, we’re sure to have solutions that will help you achieve your goals! We offer a fast and easy online application and our team of experienced residential mortgage loan officers will work with you to find the right loan for your specific needs.
Offering a consistent payment for the life of the loan, our fixed rate loans are offered in 10-, 15-, 20- and 30-year intervals. We have “odd-terms” available, meaning you can refinance to take out equity or lower your interest rate without extending the life of your mortgage.
Adjustable Rate Mortgages
Boasting low interest rates, our five- and seven-year adjustable rate programs have periodic and lifetime caps. We offer special loan products designed to fit the needs of people living, working, and playing on Cape Cod and the Islands.
Dare to dream big! We offer adjustable- and fixed-rate loans for mortgages exceeding $484,350.
Refinance Rate and Term or Cash Out
Make sure the mortgage you have now is the right fit. Considering lowering your interest rate, shortening the term of your mortgage, or taking equity out for improvements or debt consolidation? We can help!
First-Time Home Buyers Programs
We offer a variety of mortgage programs for first-time home buyers. that feature low to no down payments, extended loan terms, discounted interest rates, government backed loan programs and more flexible underwriting standards.
Mass Housing Loans
We partner with Mass Housing to help you achieve the dream of affordable home-ownership. This low down payment loan offers competitive interest rates for buyers within current income limits.
These loans backed by various government agencies have purchase and refinance options available to help make your loan more affordable. Our loan officers will help guide you through the qualification process.
FHA: As little as 3.5% down with flexible income and credit underwriting guidelines, this is a great loan for first time and repeat buyers.
USDA: Put as little as 0% down for home-buyers who fit within the credit and income qualifying guidelines.
VA: Available to eligible service members and spouses with as little as 0% down with no monthly