Click on a link below to view our daily rates.
Mortgage Rates
Conventional Mortgage Rates
| Conforming - 30 Year Fixed Rate | ||||
|---|---|---|---|---|
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
6.500%
|
0
|
6.578%
|
50 Days
|
$6.32
|
| Conforming - 20 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
6.375%
|
0
|
6.536%
|
50 Days
|
$7.38
|
| Conforming - 15 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
6.250%
|
0
|
6.449%
|
50 Days
|
$8.57
|
| Conforming - 10 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
6.250%
|
0
|
6.527%
|
50 Days
|
$11.23
|
| Conforming - 10/1 Adjustable Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
5.500%
|
0
|
6.257%
|
50 Days
|
$5.68
|
Home Equity & Lines of Credit
| Home Equity Loan - 20 Year Fixed Rate | ||||
|---|---|---|---|---|
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
8.000%
|
0
|
8.193%
|
50 Days
|
$8.36
|
| Home Equity Loan - 15 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
7.750%
|
0
|
7.983%
|
50 Days
|
$9.41
|
| Home Equity Line of Credit (HELOC) | ||||
| APR | APR (w/ Auto Pay) | Lock Period | Comments/Conditions: | |
|
7.500%
Prime +.50%
|
7.000%
Prime + 0.0%
|
55 Days
|
No minimum draw required at closing. APR subject to Prime rate. See important disclosures and assumptions.
|
|
Jumbo Mortgage Rates
| Jumbo - 5/1 Adjustable Rate | ||||
|---|---|---|---|---|
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
4.875%
|
0
|
6.426%
|
50 Days
|
$5.29
|
| Jumbo - 10/1 Adjustable Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
5.500%
|
0
|
6.218%
|
50 Days
|
$5.68
|
Contact a Lender Today
Get started on your mortgage loan today! You can begin the application process or contact one of our loan officers for more information.
Personal Loans
Rates effective September 26, 2022
Personal Loans
Under $5,000
Annual Percentage Rate (APR)*
15.00%
Max Term
12 months
Payment Per Thousand
$90.26
APR with AutoPay
14.50%
Payment Per Thousand with AutoPay
$90.02
Under $5,000
Annual Percentage Rate (APR)*
15.00%
Max Term
48 months
Payment Per Thousand
$27.83
APR with AutoPay
14.50%
Payment Per Thousand with AutoPay
$27.58
$5,000 and over
Annual Percentage Rate (APR)*
16.00%
Max Term
12 months
Payment Per Thousand
$90.73
APR with AutoPay
15.50%
Payment Per Thousand with AutoPay
$90.49
$5,000 and over
Annual Percentage Rate (APR)*
16.00%
Max Term
48 months
Payment Per Thousand
$28.34
APR with AutoPay
15.50%
Payment Per Thousand with AutoPay
$28.08
*The above rates are subject to change without notice.
Time Notes
Rates effective September 26, 2022
Time Notes
$500 - $20,000
Annual Percentage Rate (APR)*
15.00%
Term
90 days
Payment Per Thousand
$341.70
$500 - $20,000
Annual Percentage Rate (APR)*
16.00%
Term
180 days
Payment Per Thousand
$174.53
*The above rates are subject to change without notice.
Savings
Rates effective November 29th, 2022
Positively Different Savings
With minimum daily balance of at least $0.01
What You Get
Interest
0.10%
APY*
0.10%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Money Market
Rates effective November 29th, 2022
| Positively Different Money Market | |||||
|---|---|---|---|---|---|
| With a daily balance of | What you get | ||||
| Interest Rate | APY* | ||||
| $0.01 - 14,999.99 | 0.50% | 0.50% | |||
| $15,000 - 24,999.99 | 0.50% | 0.50% | |||
| $25,000 - 49,999.99 | 0.50% | 0.50% | |||
| $50,000 - 99,999.99 | 0.50% | 0.50% | |||
| $100,000 - 249,999.99 | 0.50% | 0.50% | |||
| $250,000 & up | 0.50% | 0.50% | |||
| * All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account. | |||||
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Premier Money Market
Rates effective November 29th, 2022
| Premier Money Market | |||||
|---|---|---|---|---|---|
| With a daily balance of | What you get | ||||
| Interest Rate | APY* | ||||
| $0.01 - 24,999.99 | 0.50% | 0.50% | |||
| $25,000 - 99,999.99 | 0.50% | 0.50% | |||
| $100,000 - 249,999.99 | 0.75% | 0.75% | |||
| $250,000 - 499,999.99 | 1.98% | 2.00% | |||
| $500,000 - 999,999.99 | 1.98% | 2.00% | |||
| $1,000,000 & up | 2.47% | 2.50% | |||
| * All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account. | |||||
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Direct Interest Checking
Rates effective November 29th, 2022
Positively Direct Interest Checking
With a minimum daily balance of at least $0.01
What You Get
Interest
0.10%
APY*
0.10%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Premium Interest Checking
Rates effective November 29th, 2022
Positively Premium Interest Checking
With a minimum daily balance of $0.01 - 1,499.99
What You Get
Interest
0.05%
APY*
0.05%
With a minimum daily balance of $1,500 & up
What You Get
Interest
0.10%
APY*
0.10%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
50+ Interest Checking
Rates effective November 29th, 2022
Positively 50+ Interest Checking
With a minimum daily balance of at least $0.01
What You Get
Interest
0.10%
APY*
0.10%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Certificates of Deposit (CDs)
Rates effective November 29th, 2022
CapeLife Account Customers, add 15 basis points (.15%) to any of our CD offers below. May not be combined with any other offers.
Certificates of Deposit
Minimum deposit of $500, term of 3 months
What You Get
Interest
0.15%
APY*
0.15%
Minimum deposit of $500, term of 6 months
What You Get
Interest
0.15%
APY*
0.15%
Minimum deposit of $500, term of 1 year
What You Get
Interest
0.20%
APY*
0.20%
Minimum deposit of $500, term of 18 months
What You Get
Interest
0.25%
APY*
0.25%
Minimum deposit of $500, term of 2 years
What You Get
Interest
0.25%
APY*
0.25%
Minimum deposit of $500, term of 3 years
What You Get
Interest
0.35%
APY*
0.35%
Minimum deposit of $500, term of 4 years
What You Get
Interest
0.35%
APY*
0.35%
Minimum deposit of $500, term of 5 years
What You Get
Interest
0.40%
APY*
0.40%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Business Account Rates
Money Market
Rates effective November 29th, 2022
| Positively Different Business Money Market | |||||
|---|---|---|---|---|---|
| With a daily balance of | What you get | ||||
| Interest Rate | APY* | ||||
| $0.01 - 24,999.99 | 0.50% | 0.50% | |||
| $25,000 - 99,999.99 | 0.50% | 0.50% | |||
| $100,000 - 249,999.99 | 0.75% | 0.75% | |||
| $250,000 - 499,999.99 | 1.24% | 1.25% | |||
| $500,000 - 999,999.99 | 1.34% | 1.35% | |||
| $1,000,000 & up | 1.49% | 1.50% | |||
| * All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account. | |||||
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Business Checking
Rates effective November 29th, 2022
Positively Business Interest Checking
With a minimum daily balance of at least $0.01
What You Get
Interest
0.10%
APY*
0.10%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Business Savings
Rates effective November 29th, 2022
Positively Different Business Savings
With minimum daily balance of at least $0.01
What You Get
Interest
0.10%
APY*
0.10%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.