Don’t gamble with your savings. Our certificate of deposit products offer guaranteed earnings and the peace of mind that comes with federal insurance. That way, you know your money is safe and bringing in the return you expected, no matter what the market does in the future. We have a variety of terms with excellent fixed rates. Pick the one that fits your needs, then sit back and let the returns flow in.
Why Choose a Certificate of Deposit (CD)?
- Fixed rates, guaranteed returns
- Terms from 3 months to 5 years available in branch
- 12 month term available to open online
- No setup charges or service fees
- Withdraw interest anytime
Get Started with a 12 month CD Today
Rates
Rates effective May 24th, 2022
CapeLife Account Customers, add 15 basis points (.15%) to any of our CD offers below. May not be combined with any other offers.
Certificates of Deposit
Minimum deposit of $500, term of 3 months
What You Get
Interest
0.15%
APY*
0.15%
Minimum deposit of $500, term of 6 months
What You Get
Interest
0.15%
APY*
0.15%
Minimum deposit of $500, term of 1 year
What You Get
Interest
0.20%
APY*
0.20%
Minimum deposit of $500, term of 18 months
What You Get
Interest
0.25%
APY*
0.25%
Minimum deposit of $500, term of 2 years
What You Get
Interest
0.25%
APY*
0.25%
Minimum deposit of $500, term of 3 years
What You Get
Interest
0.35%
APY*
0.35%
Minimum deposit of $500, term of 4 years
What You Get
Interest
0.35%
APY*
0.35%
Minimum deposit of $500, term of 5 years
What You Get
Interest
0.40%
APY*
0.40%
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Looking For A Different Personal Savings Account?
We have a variety of options, and we know we have the perfect personal savings account for you.