Make life happen with the equity in your home.

We make it easy with our Home Equity Line of Credit.

Are you looking to renovate or build an addition? Maybe you’re planning for a graduation, a vacation or just to pay off credit cards? We can help make that happen with a Home Equity Line of Credit.

The benefits of a HELOC:

-Easy access to funds as you need them.

-Pay interest on only what you use.

-You’re able to access the HELOC funds again once they’ve been paid back, similar to a credit card.1

-Interest may be tax deductible2

Let’s talk about how The Coop team can help you make your next dream come true.

Apply for a HELOC

Home Equity Loans

Designed to be in 1st- or 2nd-lien position, this fixed-rate loan allows you to take equity out of a home you already own. Put your home to work for you with a home equity loan through The Cooperative Bank of Cape Cod. You can use the equity you have in your home to secure a loan to use for your next big purchase. Whether you’re planning a trip, paying for a wedding, financing home improvements or looking to pay off your credit cards, a home equity loan can provide you with the funds you need.

  • Use funds for almost anything
  • Based on home’s value
  • Fixed rate and term
  • Interest may be tax deductible2
  • Local decisions and underwriting
  • Easy application process

Apply for a HELOAN

1Once the HELOC moves into the 20-year repayment period, you can no longer draw on the loan.
2Consult with your tax advisor.
All loans are subject to credit approval.

 

Home Equity Line of Credit (HELOC) Early Disclosures

Looking for more info, or a different type of loan?