101 home projects. 
1 line of credit.

We make it easy with our Positively Different Home Equity Line of Credit.

If you’re dreaming of ideal landscaping, a spacious patio or even an in-law suite, now is the perfect time to lock in the best rate for all your home improvement plans. We make it easy to get the most our of your home with our home equity line of credit.

Because our lending decisions are made on the Cape, you’re assured of a fast response. Plus, our experienced loan officers will match you with the right product and terms.

The benefits of a HELOC:

-Easy access to funds as you need them.

-Pay interest on only what you use.

-You’re able to access the HELOC funds again once they’ve been paid back, similar to a credit card.

-Interest may be tax deductible1

Let’s talk about how The Coop team can help you make your next dream come true.

Home Equity Loans

Designed to be in 1st- or 2nd-lien position, this fixed-rate loan allows you to take equity out of a home you already own. Put your home to work for you with a home equity loan through The Cooperative Bank of Cape Cod. You can use the equity you have in your home to secure low interest financing on a loan to use for your next big purchase. Whether you’re planning a trip, paying for your daughter’s wedding, or looking to pay off your credit cards, a home equity loan can provide you with the funds you need.

  • Use funds for almost anything
  • Based on home’s value
  • Fixed rate and term
  • Lines of credit available
  • Interest may be tax deductible1
  • Discount for automatic payment
  • Local decisions and underwriting
  • Easy application process

Home Improvement Loan

Make your home sweet home even sweeter with a home improvement loan from The Cooperative Bank of Cape Cod. We offer affordable loans to help you pay for that new roof, heating system, or porch. With our competitive interest rates and various term options, you can start that project today and get low payments that won’t hurt your monthly budget.

  • Competitive rates
  • Personal service
  • Local decisions and underwriting
  • Easy application process
1Consult with your tax advisor.