An account for those interested in higher interest. With a minimum average daily balance of only $1,500, you earn a higher interest rate. And, if your balance falls below $1,500 you still earn a competitive interest rate and your monthly service charge is only $8. This account also comes with a free debit card, free Online Banking with Bill Pay, free Mobile Banking with Mobile Deposit, free paper or eStatements, and free basic checks. Additional terms, conditions, and fees may apply.

Why Choose Positively Premium Interest Checking

  • Free basic checks1
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $8 monthly charge if minimum balance falls below $1,500
  • Free Debit Card
  • Free transactions at all branch and Allpoint Network ATMs2
  • FDIC and DIF insured
1Free basic checks. One box per order, unlimited number of orders per year.
2Other banks may charge a fee for the use of their ATM.
3There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.


Safety and Security. By combining FDIC primary insurance and DIF excess deposit insurance, we are able to provide our depositors full insurance on all deposits, no matter the balance. Visit our FDIC and DIF page for more information.

Find a surcharge-free ATM near you with this Allpoint Network ATM Locator.

Get Started with Positively Premium Interest Checking Today

Open An Account


Rates effective May 30th, 2023

Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.

Looking For A Different Personal Checking Account?

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