Positively Premium Interest Checking

An account for those interested in higher interest. With a minimum average daily balance of only $1,500, you earn a higher interest rate. And, if your balance falls below $1,500 you still earn a competitive interest rate and your monthly service charge is only $8. This account also comes with a free debit card, free Online Banking with Bill Pay, free Mobile Banking with Mobile Deposit, free paper or eStatements, and free basic checks. Additional terms, conditions, and fees may apply.

Why Choose Positively Premium Interest Checking

Free basic checks¹
Higher interest rate with a balance of $1,500 or more
Competitive interest if balance falls below $1,500
Only $8 monthly charge if minimum balance falls below $1,500
Free Debit Card
Free transactions at all branch and Allpoint Network ATMs²
FDIC and DIF insured

Free Online Banking³
Free Bill Pay³
Free Mobile Banking with Mobile Deposit³
$25 deposit to open
Free paper or eStatements

¹Free basic checks. One box per order, unlimited number of orders per year.

²Other banks may charge a fee for the use of their ATM.
³There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.

Safety and Security. By combining FDIC primary insurance and DIF excess deposit insurance, we are able to provide our depositors full insurance on all deposits, no matter the balance. Visit our FDIC and DIF page for more information.

Find a surcharge-free ATM near you with this Allpoint Network ATM Locator.

Get Started with Positively Premium Interest Checking Today

Open An Account

Rates

Rates effective January 31st, 2023

Positively Premium Interest Checking
With a daily balance of	What you get
With a daily balance of	Interest Rate	APY*
$0.01 - 1,499.99	0.05%	0.05%
$1,500 & up	0.10%	0.10%
* All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account.

Rates effective January 31st, 2023

With a minimum daily balance of $0.01 - 1,499.99

What You Get

Interest

0.05%

APY*

0.05%

With a minimum daily balance of $1,500 & up

What You Get

Interest

0.10%

APY*

0.10%

* All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account.

Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.