An account for those interested in higher interest. With a minimum average daily balance of only $1,500, you earn a higher interest rate. And, if your balance falls below $1,500 you still earn a competitive interest rate and your monthly service charge is only $8. This account also comes with a free debit card, free Online Banking with Bill Pay, free Mobile Banking with Mobile Deposit, free paper or eStatements, and free basic checks. Additional terms, conditions, and fees may apply.
Why Choose Positively Premium Interest Checking
- Free basic checks1
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- Only $8 monthly charge if minimum balance falls below $1,500
- Free Debit Card
- Free transactions at all branch and Allpoint Network ATMs2
- FDIC and DIF insured
- Free Online Banking3
- Free Bill Pay3
- Free Mobile Banking with Mobile Deposit3
- $25 deposit to open
- Free paper or eStatements
3There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.
Safety and Security. By combining FDIC primary insurance and DIF excess deposit insurance, we are able to provide our depositors full insurance on all deposits, no matter the balance. Visit our FDIC and DIF page for more information.
Find a surcharge-free ATM near you with this Allpoint Network ATM Locator.
Get Started with Positively Premium Interest Checking Today
Rates
| Positively Premium Interest Checking | ||
|---|---|---|
| With a daily balance of | What you get | |
| Interest Rate | APY* | |
| $0.01 - 1,499.99 | 0.05% | 0.05% |
| $1,500 & up | 0.10% | 0.10% |
| * All rates and Annual Percentage Yields (APYs) are accurate as of the rate effective date and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account, except for Premier Savings Account which requires a minimum deposit of $1,000 to open. | ||
Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.
Positively Premium Interest Checking goes well with. . .
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