Positively Direct Interest Checking

If you have direct deposit or any automatic payment from your account, then Positively Direct Interest Checking is for you. Earn a competitive interest rate, with no minimum balance requirement and no monthly service charge. This account also comes with a free debit card, free Online Banking with Bill Pay, free Mobile Banking with Mobile Deposit, and free paper or eStatements. You even get a free order of welcome checks. Additional terms, conditions, and fees may apply.

Why Choose Positively Direct Interest Checking

Free order of welcome checks¹
Competitive interest
No minimum balance
No monthly service charge
Free debit card
Free transactions at all branch and Allpoint Network ATMs²
FDIC and DIF insured

Free Online Banking³
Free Bill Pay³
Free Mobile Banking with Mobile Deposit³
$25 deposit to open
Free paper or eStatements

¹One free order of basic style welcome checks.
²Other banks may charge a fee for the use of their ATM.
³There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.

Safety and Security. By combining FDIC primary insurance and DIF excess deposit insurance, we are able to provide our depositors full insurance on all deposits, no matter the balance. Visit our FDIC and DIF page for more information.

Find a surcharge-free ATM near you with this Allpoint Network ATM Locator.

Get Started with Positively Direct Interest Checking Today

Open An Account

Rates

Rates effective January 31st, 2023

Positively Direct Interest Checking
With a daily balance of	What you get
With a daily balance of	Interest Rate	APY*
At least $0.01	0.10%	0.10%
* All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account.

Rates effective January 31st, 2023

With a minimum daily balance of at least $0.01

What You Get

Interest

0.10%

APY*

0.10%

* All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account.

Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.