If you have direct deposit or any automatic payment from your account, then Positively Direct Interest Checking is for you. Earn a competitive interest rate, with no minimum balance requirement and no monthly service charge. This account also comes with a free debit card, free Online Banking with Bill Pay, free Mobile Banking with Mobile Deposit, and free paper or eStatements. You even get a free order of welcome checks. Additional terms, conditions, and fees may apply.

Why Choose Positively Direct Interest Checking

  • Free order of welcome checks1
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • Free debit card
  • Free transactions at all branch and Allpoint Network ATMs2
  • FDIC and DIF insured
1One free order of basic style welcome checks.
2Other banks may charge a fee for the use of their ATM.
3There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.


Safety and Security. By combining FDIC primary insurance and DIF excess deposit insurance, we are able to provide our depositors full insurance on all deposits, no matter the balance. Visit our FDIC and DIF page for more information.

Find a surcharge-free ATM near you with this Allpoint Network ATM Locator.

Get Started with Positively Direct Interest Checking Today

Open An Account


Rates effective January 31st, 2023

Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.

Looking For A Different Personal Checking Account?

We have a variety of options, and we know we have the perfect personal checking account for you.