Ready to Save Energy and Money? Get a 0% HEAT Loan with Mass Save®

Through the Mass Save HEAT Loan program, we offer interest-free loans to help homeowners invest in energy-saving improvements like heating systems, central air conditioning, insulation, and more. With fast, local decision-making right here on Cape Cod and personalized service every step of the way, we’re here to help you save energy, lower your bills, and make your home more comfortable year-round. Let’s build a more efficient future — together.


Interest-free loans are available for eligible home energy efficiency improvements through the Mass Save HEAT Loan Program. As a participating lender, we offer these 0% interest loans up to $25,000 on qualifying improvements, including:
 

  • Mass Save Recommended Insulation to Attics, Walls, and Basements
  • Barriers to Insulation
  • Boilers and Furnaces
  • Water Heaters
  • Heat Pumps
  • ENERGY STAR® Certified Replacement Windows
  • Energy-Efficient Thermostats
  • Residential Batteries
Mass Save Partner logo
Mass Save HEAT Loans are subject to credit approval. Some restrictions apply and offers are subject to change or cancellation. Visit MassSave.com/HEATLoan for full details.

Apply for the Mass Save® HEAT Loan in branch or by mail with one application.

 

Learn More at Mass Save

Let’s Turn Your Energy Efficiency Goals into Reality!

Visit your nearest branch today to talk with us and get started!

 

Customers must meet program eligibility requirements to participate. Eligibility for the HEAT Loan Program is based on completing a Home Energy Assessment and pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit MassSave.com/HEATLoan or call 1-866-527-SAVE (7283) for details and to learn more about the program.


Rates

Energy Efficiency Loans
Loan TypeAnnual Percentage Rate (APR)*TermMinimum AmountMaximum AmountPayment Per Thousand
Mass Save® HEAT Loan0.00%Up to 7 Years$500$25,000$0.00
*Rates are subject to change without notice

Looking For A Different Type of Home & Personal Loan?

We have a variety of options, and we know we have the perfect personal loan for you.