Personal Loans

When you have a large financial expense, come to your friends at The Cooperative Bank of Cape Cod. We can get you the financing you need to afford that next big purchase. Whether it’s paying for a wedding, taking a vacation, or consolidating other debts, we can get you an affordable loan with terms that fit your individual needs.

Loans are subject to credit approval.

Personal Loan Summary

Competitive rates
Flexible terms
Personal service

Local decisions and underwriting
Quick decisions
Easy application process

Rates

Rates effective September 26, 2022

Personal Loans
Amount	Annual Percentage Rate (APR)*	Term	Payment Per Thousand	APR with AutoPay	Payment Per Thousand with AutoPay
Under $5,000	15.00%	12 months	$90.26	14.50%	$90.02
Under $5,000	15.00%	48 months	$27.83	14.50%	$27.58
$5,000 and over	16.00%	12 months	$90.73	15.50%	$90.49
$5,000 and over	16.00%	48 months	$28.34	15.50%	$28.08
*The above rates are subject to change without notice

CapeLife Special Personal Loans
Amount	Annual Percentage Rate (APR)*	Term	Payment Per Thousand	APR with AutoPay	Payment Per Thousand with AutoPay
$1,000 - $4,999	11.00%	12 months	$88.38	10.50%	$88.15
$1,000 - $4,999	11.00%	36 months	$32.74	10.50%	$32.50
*The above rates are subject to change without notice