Achieve Your Goals with Flexible Personal Loans
When unexpected expenses arise or you’re planning for life’s biggest moments, we’re here to help. From consolidating debt to funding a dream wedding, our personal loans are designed to meet your needs with ease and confidence.
Storm Loan
Storms can be unpredictable, but your finances don’t have to be. Our Storm Loan helps homeowners prepare for and recover from unexpected weather events. Enjoy peace of mind with hassle-free financing to help you stay safe and prepared.
Flexible terms of 1-7 years† and no collateral required.
Sewer, Septic, or Water Loan
Need to repair, replace, or connect your home’s sewer or water system? Our Sewer, Septic, & Water Loan is designed to help homeowners cover essential costs to ensure your home meets town or state requirements easily and affordably.
Flexible terms of 1-7 years† and no collateral required
Personal Secured Loan
Build credit or assist your children in starting theirs. Our Personal Secured Loan lets you borrow against your own savings account or term certificate—often at a lower interest rate than other loan options.
Flexible terms for any financial goal.
Requires a Coop Savings or CD account as collateral.
Personal Unsecured Loan
Whether you’re covering wedding expenses, consolidating debt, buying a used car, or managing unexpected bills. Our Personal Unsecured Loan gives you the freedom to finance what matters—no collateral required!
Flexible 1-5 year terms† to fit your budget.
Personal Gap Loan
Life doesn’t always wait for the money to arrive. Our Gap Loan is a short-term financing solution designed to help you cover unexpected expenses while you’re waiting on a lump sum—like an estate settlement, tax refund, or bonus pay.
One easy repayment after 90 or 180 days†.
Evidence of repayment method is required.
Apply for any of our Personal Loans in branch or by mail with one application.
Our personal loans offer:
Flexible Terms: Choose a repayment option that works for you.
Local Decision-Making: Experience personalized service with decisions made right here on Cape Cod.
Competitive Interest Rates: Enjoy affordable rates to fit your budget.
Secured and Unsecured Options: Borrow with or without collateral—it’s your choice.
Let’s Turn Your Goals into Reality!
Visit your nearest branch today to talk with us and get started!
Loans are subject to credit approval.
†Annual Percentage Rate and repayment terms outlined in the rate table below.
Rates
| Personal Loans | |||||
|---|---|---|---|---|---|
| Loan Type | Annual Percentage Rate (APR)* | Term | Minimum Amount | Maximum Amount | Payment Per Thousand |
| Personal Unsecured Loan | 15.00% | Up to 5 Years | $1,000 | $25,000 | $23.79 |
| Storm Loan | 12.00% | Up to 7 Years | $1,000 | $25,000 | $17.65 |
| Sewer, Septic, or Water Loan | 12.00% | Up to 7 Years | $5,000 | $25,000 | $17.65 |
| Personal Gap Loan | 15.00% | Up to 180 Days | $1,000 | $25,000 | $23.79 |
| *The Personal Loans rates are subject to change without notice | |||||
Looking For A Different Type of Home & Personal Loan?
We have a variety of options, and we know we have the perfect personal loan for you.
