We offer full service and a commitment to personal attention that ensures you get a loan tailored to fit your needs. With fixed and adjustable rates as well as many other loan programs, our mortgage options are sure to have everything you need to get that dream home.
Summary, Programs & FAQ
- Competitive interest rates
- Fixed and adjustable rate mortgages (ARMs)
- Various terms available
- Affordable payments
- Low down payment
- Special first-time buyer programs
- Pre-approval available
Adjustable-Rate Mortgages (ARMs)
With an adjustable-rate mortgage from The Cooperative Bank of Cape Cod, a variety of programs are offered with features that include periodic and lifetime rate caps.
Whether you’re buying a new home or refinancing an existing one, The Cooperative Bank of Cape Cod offers a wide range of fixed-rate loans. The main advantage of our Fixed-Rate Mortgage is that the rate is guaranteed for the life of the loan, meaning your mortgage payment always remains the same.
First-Time Home Buyer Programs
We offer special programs for first-time home buyers that feature lower down payment options, reduced closing costs, higher qualifying ratios, and more flexible underwriting standards. To find out more, talk to your local lender today.
Even if the property doesn’t have a home on it, you can purchase a lot for future construction. We can provide the financing for that too.
Dare to dream big! We offer adjustable- and fixed-rate mortgage loans exceeding $484,350.
This unique combo loan offers a fixed- or adjustable-rate mortgage on a primary or secondary home along with a home equity line of credit at no additional cost.
Our partnership with MassHousing allows us to provide a variety of special financing options for first-time homebuyers as well people looking to purchase a new home or refinance. These mortgage programs feature low down payments, competitive rates, low or no mortgage insurance and additional benefits for qualified borrowers.
Municipal and Healthcare Workers Program
With 100% financing, no mortgage insurance, and low rates, our Municipal and Healthcare Workers Program can make home ownership a reality. This adjustable rate mortgage is a flexible financing option exclusively designed for credit eligible municipal, public safety, healthcare, law enforcement, education, social services and non-profit organization employees. 100% financing excludes fees and closing costs, and the maximum loan amount cannot exceed fair market value of the property or $484,350, whichever is lower.
For additional information about our Construction Loans, please click here.
Mortgage Loans go well with. . .
Looking For A Different Type of Personal Loan?
We have a variety of options, and we know we have the perfect personal loan for you.