Positively Different Money Market - Cooperative Bank of Cape Cod

The Positively Different Money Market is a safe place to achieve your savings goals. This free account allows for automatic transfers from your checking account and only requires $25 to open. You can access your money whenever you need it, and there’s no monthly maintenance fee. Additional terms, conditions, and fees may apply.

Safety and Security. By combining FDIC primary insurance and DIF excess deposit insurance, we are able to provide our depositors full insurance on all deposits, no matter the balance. Visit our FDIC and DIF page for more information on how FDIC insurance is calculated.

Why Choose a Money Market With The Coop?

Earn interest on all balances
NO monthly service charges
Tiered rates reward higher balances
ALL deposits insured in full by the FDIC and DIF, ensuring full deposit insurance on your deposits

Only a $25 deposit to open account(s)
Interest compounded and credit monthly with variable tiered rates interest bearing accounts
Check writing privileges. Set up automatic “Self Pay” transfers from your checking account

For ACH electronic transfers/debits setup through non-Coop accounts (utility bills, car payments, gym memberships, investment services), please select “Checking” as the account type to ensure your Money Market account is credited or debited correctly.

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Rates

Rates effective April 19th, 2024

Positively Different Money Market
With a daily balance of	What you get
With a daily balance of	Interest Rate	APY*
$0.01 - 14,999.99	0.50%	0.50%
$15,000 - 24,999.99	0.50%	0.50%
$25,000 - 49,999.99	0.50%	0.50%
$50,000 - 99,999.99	0.50%	0.50%
$100,000 - 249,999	0.50%	0.50%
$250,000 & up	0.50%	0.50%
* All rates and Annual Percentage Yields (APYs) are accurate as of the rate effective date and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account, except for Premier Savings Account which requires a minimum deposit of $1,000 to open.