Johanna SL. Zarra

Residential Mortgage Loan Officer

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Whether you’re looking to buy a home, or considering refinancing an existing mortgage, I will put my over 10 years of banking and mortgage lending expertise to work finding the best loan for you. No question or concern is too big or too small, I’m here to make the mortgage process as straightforward and simple as possible.

You’re in good hands at The Coop with people who understand your unique situation because we live and work on Cape Cod too.

You can be confident I’ll find the best mortgage for your needs because we offer dynamic mortgage programs and competitive rates. With the assistance of our seasoned customer support team, we will get all of your questions answered and your loan closed with ease.

Contact me today for a personalized rate quote!

Our Most Popular Mortgage Programs Include:

  • Purchase or refinance of primary residence, second home, or investment property
  • Jumbo, portfolio and conventional financing options
  • Specialty First Time Home Buyer loans
  • Rate & Term and Cash-out mortgage refinancing
  • Fixed and Adjustable-Rate Mortgages (ARM’s)
  • Home Equity loans (HELOAN)
  • Construction and Renovation loans
  • Land Loans

The Coop team and I are here to guide you through the mortgage process and will be here long after closing to answer your questions. Feel free to utilize our site to learn about our loan programs and mortgage and loan payment FAQs. We also have helpful home financing calculators to help you calculate payments and compare costs. Feel free to call me, I’d be happy to speak with you or schedule a time to meet in person.

I look forward to working with you,


Johanna SL. Zarra