We’ll find the right loan for you. Learn about our refinancing options.

Considering Refinancing? You’re comfortable with your home, so make sure you’re comfortable with your mortgage, too. At The Coop, we offer a range of refinancing options. From saving money with a lower rate to shortening your term or converting from an Adjustable-Rate mortgage to a Fixed-Rate mortgage, our local Cape Cod loan experts will help you choose the right path.

Why refinance?

When considering refinancing your mortgage, two main reasons stand out: lowering your rate and term and taking cash out. You could simultaneously achieve this in combination with the benefits of a rate and term refinance. Everyone is a little different, speak with one of our loan officers about your “why,” and we’ll help you find the best loan for your needs!

Key Benefits

  • Reduce your monthly payment with a lower rate
  • Reduce the term of your mortgage
  • Move from Adjustable-Rate mortgage to a Fixed-Rate mortgage
  • Remove or reduce your mortgage insurance

Cash Out Refinancing

  • Consolidate your debt
  • Pay for education
  • Home improvements

Let’s build your dream together. Get started on your Refinance today!

Start Your Application

Conventional Mortgage Rates

Conforming - 30 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
3.125%
0
3.214%
55 Days
$4.28
Conforming - 20 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
2.875%
0
2.997%
55 Days
$5.48
Conforming - 15 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
2.500%
0
2.652%
55 Days
$6.67
Conforming - 10 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
2.375%
0
2.595%
55 Days
$9.37
Conforming - 10/1 Adjustable Rate
Rate Points APR Lock Period Payment per Thousand
2.875%
0
2.961%
55 Days
$4.15

Jumbo Mortgage Rates

Jumbo - 5/1 Adjustable Rate
Rate Points APR Lock Period Payment per Thousand
2.750%
0
2.878%
55 Days
$4.08
Jumbo - 10/1 Adjustable Rate
Rate Points APR Lock Period Payment per Thousand
2.875%
0
2.922%
55 Days
$4.15