Make life happen with the equity in your home.

Are you looking to renovate or build an addition? Maybe you’re planning for a wedding, a vacation or just to pay off credit cards? We can help make that happen with a Home Equity Line of Credit. Because our lending decisions are made on the Cape, you’re assured a fast response. Plus, our local Cape Cod loan experts will match you with the right loan.

Home Equity Line of Credit

  • Easy access to funds as you need them.
  • Pay interest on only what you use.
  • You’re able to access the HELOC funds again once they’ve been paid back, similar to a credit card.
  • Interest may be tax deductible1

Let’s talk about how The Coop team can help you make your next dream come true.

Home Equity Loans

Designed to be in 1st- or 2nd-lien position, this fixed-rate loan allows you to take equity out of a home you already own. You can use the equity to secure low-interest financing on a loan to use for your next big purchase. Whether you’re considering home improvement- or consolidating debt, a home equity loan can provide you with the funds you need.

  • Use funds for almost anything
  • Based on the home’s value
  • Fixed rate and term
  • Lines of credit available
  • Interest may be tax deductible1
  • Discount for automatic payment
  • Local decisions and underwriting
  • Fast & easy online application process

Let’s build your dream together. Get started on your Home Equity Line or Loan today!

Start Your Application

Conventional Mortgage Rates

Conforming - 30 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
6.250%
0
6.325%
50 Days
$6.16
Conforming - 20 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
6.125%
0
6.282%
50 Days
$7.24
Conforming - 15 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
5.750%
0
5.940%
50 Days
$8.30
Conforming - 10 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
5.750%
0
6.015%
50 Days
$10.98
Conforming - 10/1 Adjustable Rate
Rate Points APR Lock Period Payment per Thousand
4.250%
0
5.209%
50 Days
$4.92

Home Equity & Lines of Credit

Home Equity Loan - 20 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
5.750%
0
5.905%
50 Days
$7.02
Home Equity Loan - 15 Year Fixed Rate
Rate Points APR Lock Period Payment per Thousand
5.500%
0
5.690%
50 Days
$8.17
Home Equity Line of Credit (HELOC)
APR APR (w/ Auto Pay) Lock Period Comments/Conditions:
6.000% Prime +.50%
5.500% Prime + 0.0%
55 Days
No minimum draw required at closing. APR subject to Prime rate. See important disclosures and assumptions.

Jumbo Mortgage Rates

Jumbo - 5/1 Adjustable Rate
Rate Points APR Lock Period Payment per Thousand
3.875%
0
5.590%
50 Days
$4.70
Jumbo - 10/1 Adjustable Rate
Rate Points APR Lock Period Payment per Thousand
4.250%
0
5.173%
50 Days
$4.92