Put your home to work for you. You can use the equity you have in your house to secure low interest financing on a loan to use for your next big purchase. Whether you’re planning a trip, paying for your daughter’s wedding, or looking to pay off your credit cards, a home equity loan can provide you with the funds you need.

Take Advantage of this Great Rate

Maybe you’ve been thinking about updating your kitchen or bathroom or both. Or perhaps building that addition you’ve always wanted. With a rate this low, it’s the perfect time to tackle that home improvement project you’ve been dreaming about.

  • Low fixed rate
  • 4.375% APR with auto pay*
  • 20 Year Term
  • Minimum amount $10,000
  • Maximum amount $250,000
*Annual Percentage Rates (APR) effective 12/1/17. Offer rates are subject to change at any time. Minimum loan amount $10,000, maximum loan amount $250,000. Maximum loan amount not to exceed 85% of property value. The payment on a $250,000 20-year Fixed-Rate Loan in Barnstable County, MA at 4.375% and 75% loan-to-value (LTV) is 239 monthly payments of $1,564.80 and a final payment of $1,566.62. The Annual Percentage Rate (APR) is 4.375%. Rate is fixed. Payment does not include taxes and insurance premiums therefore if an escrow account is required or requested, the actual monthly payment obligation will include amounts for real estate taxes and homeowner’s insurance premiums. The payment example does not include taxes and insurance which may make the payment greater. The advertised rate for Home Equity Loans and Lines of Credit are discounted .25% based on automatic payments from a personal account at The Cooperative Bank of Cape Cod. If at any time the automatic payment is removed from the account, the APR would increase by 0.25%. Subject to credit approval. Other terms available.

Home Equity Loan Summary

  • Use funds for almost anything
  • Based on home’s value
  • Fixed rate and term
  • Lines of credit available
  • Interest may be tax deductible1
  • Discount for automatic payment
  • Local decisions and underwriting
  • Easy application process
1Consult with your tax advisor.