Positively Different Money Market

Earn higher interest rates for larger balances in this tiered-rate money market checking account. Set up regular “Self-Pay” transfers from your other checking account(s) and build your savings. You can access your money whenever you need it, and there’s no monthly maintenance fee. Additional terms, conditions, and fees may apply.

For ACH electronic transfers/debits setup through non-Coop accounts (utility bills, car payments, gym memberships, investment services), please select “Checking” as the account type to ensure your Money Market account is credited or debited correctly.

Why Choose a Positively Different Money Market

Tiered rates reward higher balances
No monthly maintenance fee
Check writing privileges
Free transactions at all branch and Allpoint Network ATMs²
Free online banking and eStatements
Free mobile banking³
Combined statement available
Free telephone banking
Set up automatic “Self Pay” transfers from your checking account
$25 deposit to open
FDIC and DIF insured

²Other banks may charge a fee for the use of their ATM
³There are no bank fees for this service, but standard wireless/data plan fees and/or text rates apply. Consult your provider.

Find a surcharge-free ATM near you with this Allpoint Network ATM Locator.

Get Started with a Positively Different Money Market Account Today

Open An Account

Rates

Rates effective September 20th, 2022

Positively Different Money Market			Positively Different Business Money Market
With a daily balance of	What you get		With a daily balance of	What you get
With a daily balance of	Interest Rate	APY*	With a daily balance of	Interest Rate	APY*
$0.01 - 14,999.99	0.05%	0.05%	$0.01 - 14,999.99	0.05%	0.05%
$15,000 - 24,999.99	0.10%	0.10%	$15,000 - 24,999.99	0.10%	0.10%
$25,000 - 49,999.99	0.10%	0.10%	$25,000 - 49,999.99	0.10%	0.10%
$50,000 - 99,999.99	0.10%	0.10%	$50,000 - 99,999.99	0.10%	0.10%
$100,000 - 249,999.99	0.10%	0.10%	$100,000 - 249,999.99	0.10%	0.10%
$250,000 & up	0.10%	0.10%	$250,000 & up	0.10%	0.10%
* All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account.

Rates effective September 20th, 2022

With minimum daily balance of $0.01 - 14,999.99

What You Get

Interest

0.05%

APY*

0.05%

Positively Different Business Money Market

With minimum daily balance of $0.01 - 14,999.99

What You Get

Interest

0.05%

APY*

0.05%

Positively Different Money Market

With minimum daily balance of $15,000 - 24,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Business Money Market

With minimum daily balance of $15,000 - 24,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Money Market

With minimum daily balance of $25,000 - 49,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Business Money Market

With minimum daily balance of $25,000 - 49,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Money Market

With minimum daily balance of $50,000 - 99,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Business Money Market

With minimum daily balance of $50,000 - 99,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Money Market

With minimum daily balance of $100,000 - 249,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Business Money Market

With minimum daily balance of $100,000 - 249,999.99

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Money Market

With minimum daily balance of $250,000 & up

What You Get

Interest

0.10%

APY*

0.10%

Positively Different Business Money Market

With minimum daily balance of $250,000 & up

What You Get

Interest

0.10%

APY*

0.10%

* All rates and Annual Percentage Yields (APYs) are accurate as of the date above and are subject to change without notice. The Annual Percentage Yield is the rate at which an account would earn interest over a one-year period if the stated interest rate remained in effect and all interest paid on the account was left in the account. Interest is compounded monthly on all accounts. Fees on your account could reduce earnings. Rate(s) may change after the account is opened. Certificates of Deposit are subject to penalty for early withdrawal. Cannot be combined with any other offers. Minimum deposit of $25 required to open account.

Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). All deposits are insured in full.