At The Cooperative Bank of Cape Cod, we’re proud to offer smart banking solutions.  If you’re under the age of 19 or you’re 65 years of age or older, these accounts are designed to help you achieve your special financial goals. Just another way we’re positively different. Checking doesn’t have to be complicated. This account is exactly what it sounds like, unlimited checking at no cost to you. You also get free online access and a debit card so it’s always easy to get to your money. We even buy your first order of checks for you. So it’s actually better than free.

Why Choose 18/65 Checking

  • For customers under 19 years of age* or for customers 65 years of age or older*
  • Unlimited check writing
  • No monthly fees or minimum balance
  • Free order of 18/65 style or basic checks (or credit toward preferred checks)
  • Free MasterMoney Debit Card1
1On approved credit.
2Other banks may charge a fee for the use of their ATM.
3Internet provider fees may apply.
4Mobile carrier fees may apply.


Rates effective June 19th, 2018

Deposits insured by Federal Deposit Insurance Corporation (FDIC) and Share Insurance Fund (SIF). All deposits are insured in full.

Looking For A Different Personal Checking Account?

We have a variety of options, and we know we have the perfect personal checking account for you.