We’ll find the right loan for you. Learn about our home mortgage options.
With Fixed and Adjustable-Rate mortgages and a robust portfolio of unique loan programs, we’re sure to have solutions that will help you achieve your goals! We offer a fast and easy online application and our team of experienced local Cape Cod experts will work with you to find the right loan for your specific needs.
Fixed & Adjustable-Rate Mortgages & Jumbo Loans
Our Fixed Rate mortgages offer a consistent rate and payment for the life of the loan, and our Adjustable five-, seven- and ten-year rate programs have periodic and lifetime caps. Jumbo loans offer fixed or adjustable rates for mortgages exceeding $484,350.
Mortgage Refinance
Not on good terms with your mortgage? Secure a lower rate, shorten your terms, take cash out, or convert from an Adjustable Rate Mortgage to a Fixed Rate Mortgage. Our local Cape Cod experts will help you find the best loan for your needs.
First Time Homebuyers Programs
We offer a variety of mortgage programs for first-time homebuyers that feature low to no down payments, extended loan terms, discounted interest rates, government-backed loan programs, and more flexible underwriting standards.
Construction Loans
Construction loans are typically short-term loans designed to help you buy land and build your dream home, build on land you already own, or remodel your current home. When construction is finished, the mortgage coverts to a fully amortizing principal and interest loan.
Home Equity Lines & Loans
If you’re dreaming of ideal landscaping, a spacious patio, or even an addition, use the equity you have in your home to secure financing with our Home Equity Line of Credit or Home Equity Loan.
Conventional Mortgage Rates
| Conforming - 30 Year Fixed Rate | ||||
|---|---|---|---|---|
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
3.125%
|
0
|
3.214%
|
55 Days
|
$4.28
|
| Conforming - 20 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
2.875%
|
0
|
2.997%
|
55 Days
|
$5.48
|
| Conforming - 15 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
2.500%
|
0
|
2.652%
|
55 Days
|
$6.67
|
| Conforming - 10 Year Fixed Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
2.375%
|
0
|
2.595%
|
55 Days
|
$9.37
|
| Conforming - 10/1 Adjustable Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
2.875%
|
0
|
2.961%
|
55 Days
|
$4.15
|
Jumbo Mortgage Rates
| Jumbo - 5/1 Adjustable Rate | ||||
|---|---|---|---|---|
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
2.750%
|
0
|
2.878%
|
55 Days
|
$4.08
|
| Jumbo - 10/1 Adjustable Rate | ||||
| Rate | Points | APR | Lock Period | Payment per Thousand |
|
2.875%
|
0
|
2.922%
|
55 Days
|
$4.15
|