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RCL rates special

If you’re looking to buy a home, it’s not too late to lock in a lower rate on your mortgage!

You can dare to dream big with our jumbo mortgage loan special of 3.25%, 3.290%APR*. Jumbo loans are for residential home purchases more than $647,200. We combine responsive, personalized service with intimate knowledge of the Cape’s real estate market to guide you with confidence and find the loan that fits your needs and budget.

Learn how we can prepare a financing package that brings you closer to your dream home and lock in this limited time purchase rate special!

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* APR (Annual Percentage Rate). Rates effective as of publication date and are subject to change without notice. Rates are for purchase financing only and are based on primary residence occupancy. Rates will be higher for investment and second home purchases. Private Mortgage Insurance (PMI) is required for down payments less than 20%. U.S. citizens and permanent residents only. Subject to credit approval. Restrictions, terms and conditions may apply. Payments do not include taxes and insurance. Your payment will be higher.

Jumbo Loan Example: Based on $700,000 loan amount with 80% LTV (loan to value) and 30-year term for loan amounts over $647,200 and up to $1,500,000; over $1,500,000 higher rates may apply; Monthly P&I payment of $3,094.67; Minimum credit score 680; Maximum LTV 90%.

Conforming Loan Example: Based on $225,000 loan amount with 80% LTV and 30-year term for loan amounts under $647,200; Monthly P&I payment of $1,026.13; Minimum credit score 640; Maximum LTV 95%.