4.50% APY* 9-Month Certificate of Deposit. Limited Time Offer.

For a limited time, we’re offering a 9-month CD Special with 4.50% APY*. By combining FDIC and DIF insurance, 100% of deposits are insured in full.

About our 9-month Certificate of Deposit 

  • $10,000 minimum opening deposit, and minimum balance to earn APY (Annual Percentage Yield).
  • NO monthly service charges.
  • FDIC and DIF insured.
  • Interest paid to the CD monthly.
  • Fixed interest rate for term of deposit.
  • Interest can be withdrawn, automatically transferred to another Coop account, or mailed by check without penalty; or left in account for accrual.

What happens when my CD matures?

  • Each renewal term will be 9 months at the then-prevailing interest rate for a 9-month CD. Interest rates are available here or by contacting our Customer Assistance Center at 508.568.3400.

 Money Market Accounts


*The advertised Annual Percentage Yield (APY) is effective as of August 29, 2023 and applies to the initial term of a new 9-Month Certificate of Deposit. The 9-Month CD is available to both new and existing consumer and business clients of the Bank; however, 100% of the opening deposit must be new money not already on deposit with The Cooperative Bank of Cape Cod within the last 30 days. Minimum opening deposit to earn stated APY is $10,000 for the 9-Month CD. Interest is compounded monthly. Fees on your account could reduce earnings. 9-Month CD is subject to penalty for early withdrawal of principal. 9-Month CD is IRA eligible.